Fixed Deposite

Minimum amount for the fixed deposit would be Rs.10000-/ and Maximum in multiple of Rs. 1000/-


Different features to suit the investment needs of individual Member

  • Attractive & Assured Returns
  • Impeccable services
  • A wide range of deposits products to choose from.
  • Prompt Doorstep Assistance through our well-experienced staff

F1 - 12 Months


Term of Condition 12 Month Maturity 9% Senior Citizen or Woman + 0.5%
10000 10900 10950
20000 21800 21900
30000 32700 32850
40000 43600 43800
50000 54500 54750
100000 109000 109500
200000 218000 219000
400000 436000 438000
500000 545000 547500
1000000 1090000 1095000

F2 - 24 Months


Term of Condition 24 Month Maturity 9.5% Senior Citizen or Woman + 0.5%
10000 10950 11000
20000 21900 22000
30000 32850 33000
40000 43800 44000
50000 54750 55000
100000 109500 110000
200000 219000 220000
400000 438000 440000
500000 547500 550000
1000000 1095000 1100000

F3 - 36 Months


Term of Condition 36 Month Maturity 10% Senior Citizen or Woman + 0.5%
10000 11000 11050
20000 22000 22100
30000 33000 33150
40000 44000 44200
50000 55000 55250
100000 110000 110500
200000 220000 221000
400000 440000 442000
500000 550000 552500
1000000 1100000 1105000

F4 - 48 Months


Term of Condition 48 Month Maturity 10.5% Senior Citizen or Woman + 0.5%
10000 11050 11100
20000 22100 22200
30000 33150 33300
40000 44200 44400
50000 55250 55500
100000 110500 111000
200000 221000 222000
400000 442000 444000
500000 552500 555000
1000000 1105000 1110000

F5 - 60 Months


Term of Condition 60 Month Maturity 11%
10000 11100
20000 22200
30000 33300
40000 44400
50000 55500
100000 111000
200000 222000
400000 444000
500000 555000
1000000 1110000

Terms & Condition


Swapnpurti Nidhi Limited offers fixed deposit plans to our enrolled members. Below are some terms & conditions if you too want to be a part: The minimum amount accepted for deposit is Rs. 10000/- with an additional amount in multiples of 1000/-.The deposits made in the name of a minor may be operated upon or withdrawn by the person making the deposit and representing the minor as his/her guardian. In case of demise of such guardian, any other person claiming as guardian shall not be entitled to operate upon or withdraw the deposit unless permitted by the Board of Directors, which shall be at their discretion. Money paid to such guardians shall afford a complete discharge to the Fund for payment of the deposit and shall not be questioned by minor or by anyone on his/her behalf. The fixed deposit schemes shall be accepted for a minimum period of 12 months and a maximum period of 60 months. Payment mode will be either in cash or cheque. Withdrawal before Maturity the Company shall not return/pay back any deposit within a period of three months from the date of its acceptance. On pre-maturity request by the depositor, after three months of the deposit, the depositor shall not be entitled to any interest up to the period of six months from the date of deposit. The interest payable for the remaining period after six months shall be payable by the ordinarily agreed/applicable rate of interest (i.e. rate of interest payable; which the Company would have ordinarily paid, had the deposit been accepted for the period from which such deposit had run) reduced by two percent. Irregular deposits are not entitled to pre-mature payment and loan facility against it. At the time of maturity, the specimen signature of the member shall be tallied. The company will repay the principal amount and interest to a nominee, in case of death of the depositor.

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